NEW RESEARCHFind the Customers Your AI Pilot Leaves OutRead now ↗
EXECUTIVE AGENDA · 04 OCT / 2026DAILY EDITION · 5 MIN READ

THE AI INSTITUTE / RESEARCH FOR LEADERS

Find the Customers Your AI Pilot Leaves Out

This week, test access to the service—not just performance among people who already use it.

OUR VIEW

Before expanding a customer-facing AI service, account for people who cannot enter or complete the journey—not just the results of those who reach the model.

Key points

What this paper means for leaders

  1. Count the people who never enter the pilot.
  2. Test the whole service journey, including help and appeal.
  3. Give excluded customers a route that works today.
  4. Expand only when customer outcomes justify it.
01

5–8 October

Start with the missing denominator

Before approving the next stage of a customer-facing AI pilot, ask who never reached it. A strong completion rate can describe a narrow group: people with the right device, documents, language, confidence and time. It says little about customers who abandoned registration or used a different channel because the new service was inaccessible.

Financial Inclusion Week runs from 5 to 8 October. The Center for Financial Inclusion’s virtual forum includes regional sessions covering Asia, Africa, Latin America and the Middle East. Its focus on responsible innovation creates a timely opportunity to examine those missing journeys. The programme is an agenda for discussion, not evidence that any AI product improves customer outcomes. 1

The Institute’s recommendation is to use the week for one bounded decision: whether a pilot is ready to serve a broader customer group. Do not commission a general inclusion strategy when the immediate question is whether a particular service works for the people it is meant to reach.

Continue reading

Register once. Keep reading every Institute article.

Read all Institute research on this device with your name and work email. No password needed.

By continuing, you agree that we may store these details and link them to reading milestones so we can improve our research. See our privacy notice.